Business Analytics Lead

Job Description:
Position Overview This position will be part of the Retail Lending Decision Management organization within the Credit and Collateral Standards team.
The Retail Lending Decision Management team is responsible for analytics, decision strategy, pricing and credit and collateral standards across all retail products (automobile, home equity, credit card, etc.
This includes developing effective methods for making lending decisions and identifying opportunities to improve profitability, origination volume and account management while maintaining appropriate controls and limits on credit and fraud risk.
As a Business Analytics Lead on the Retail Lending Decision Management team , you will provide analytic support in managing the collateral products used in real estate lending.
The collateral products used must meet regulatory requirements and have controls to show their use and outcomes are as expected.
Will also be responsible for developing new products as applicable to continue to optimize profitability within the bank's risk appetite.
Responsibilities include collateral management, policy development and approval oversight.
This role is also responsible for monitoring the performance of the standards within the decision framework and identifying where opportunities for improvement can be made.
This position is located in NC - Charlotte, VA - Tysons Corner, DC - Washington, DE-Wilmington, OH-Cleveland or PA - Pittsburgh.
The successful candidate will have the following Qualifications: o Bachelor's Degree or higher education.
o 5+ years of work experience at a financial or consulting organization.
o Established Consumer Credit or Retail Compliance background o Credit Policy development and oversight experience o 5+ years of SAS or Python coding experience is preferred o Real Estate Collateral measurement experience o Strong Word and Excel skills o Knowledge of banking industry o Knowledge of visualization tools (e.
Tableau) o Excellent written and oral communication skills Job Profile Provides business and technical expertise for the analytics process, tools, and applications for a business function or business unit.
Conducting appropriate performance measures to be produced including lifts, efficiencies, confidence intervals, and other statistical metrics.
Analyzing and processing data, building and maintaining models and report templates, and developing dynamic, data-driven solutions.
Providing business clients with detailed, actionable reports documenting the findings form, data processing, and data analysis.
Consulting on using business intelligence data for predictive analytics and facilitating implementation of new tools and data marts.
Core Competencies Manages Risk - Working Experience Assesses and effectively manages all of the risks associated with their business objectives and activities to ensure activities are in alignment with the bank's and unit's risk appetite and risk management framework.
Customer Focus - Extensive Experience Knowledge of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions, and ability to leverage that information in creating customized customer solutions.
Job Specific Competencies Business Acumen - Extensive Experience Knowledge, insight, and understanding of business concepts, tools, and processes that are needed for making sound decisions in the context of the company's business; ability to apply this knowledge appropriately to diverse situations.
Business Analytics - Extensive Experience Knowledge of technologies, techniques and practices for the evaluation of business performance data; ability to analyze business performance using advanced statistical methods to justify and drive future business planning decisions.
Consulting - Extensive Experience Knowledge of techniques, roles, and responsibilities in providing technical or business guidance to clients, both internal and external; ability to apply this knowledge appropriately to diverse situations.
Effective Communications - Extensive Experience Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.
Decision Making and Critical Thinking - Extensive Experience Understanding of the issues related to the decision-making process; ability to analyze situations fully and accurately, and reach productive decisions.
Emerging Technologies - Working Experience Knowledge of and ability to design, apply and evaluate new information technologies for business environments in order to improve work productivity and accuracy.
Analytical Thinking - Extensive Experience Knowledge of techniques and tools that promote effective analysis and the ability to determine the root cause of organizational problems and create alternative solutions that resolve the problems in t

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